/* Rapid Lending Solutions — Phase 1 static clone
   Clean, professional finance palette. Single stylesheet, no build step. */
:root{
  /* navy + gold sampled from the logo artwork (images/rls-logo-primary.png) */
  --navy:#14335c; --navy-2:#1c4576; --blue:#1d6fb8; --blue-600:#155a97;
  --accent:#efa81e; --ink:#1a2332; --muted:#5b6b80;
  --bg:#ffffff; --bg-soft:#f5f8fc; --line:#e2e8f0; --white:#fff;
  --radius:12px; --shadow:0 8px 30px rgba(20,51,92,.08);
  --wrap:1140px; --font:'Segoe UI',system-ui,-apple-system,Roboto,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
h1,h2,h3{color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2rem,4vw,3rem);font-weight:800;letter-spacing:-.02em}
h2{font-size:clamp(1.5rem,3vw,2.1rem);font-weight:700}
h3{font-size:1.25rem;font-weight:700}
p{margin:0 0 1rem}
a{color:var(--blue);text-decoration:none}
a:hover{color:var(--blue-600)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.section{padding:72px 0}
.section.soft{background:var(--bg-soft)}
.muted{color:var(--muted)}
.center{text-align:center}
.lead{font-size:1.2rem;color:var(--navy-2)}
/* buttons */
.btn{display:inline-block;padding:14px 26px;border-radius:10px;font-weight:700;
  cursor:pointer;border:2px solid transparent;transition:.15s;font-size:1rem}
.btn-primary{background:var(--accent);color:var(--navy)}
.btn-primary:hover{background:#d69316;color:var(--navy)}
.btn-ghost{background:transparent;border-color:#ffffff66;color:#fff}
.btn-ghost:hover{background:#ffffff1a;color:#fff}
.btn-blue{background:var(--blue);color:#fff}
.btn-blue:hover{background:var(--blue-600);color:#fff}
/* header */
header.site{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{display:flex;align-items:center;gap:10px}
.brand img{display:block;height:42px;width:auto}
.nav-links{display:flex;gap:26px;align-items:center}
.nav-links a{color:var(--ink);font-weight:600;font-size:.97rem}
.nav-links a:hover{color:var(--blue)}
.nav-cta{padding:10px 20px}
.menu-btn{display:none;background:none;border:0;font-size:1.6rem;color:var(--navy);cursor:pointer}
/* hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 55%,var(--blue-600) 100%);color:#fff;
  padding:96px 0;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;
  background:radial-gradient(circle,#ffffff14,transparent 70%);border-radius:50%}
.hero h1{color:#fff;max-width:16ch}
.hero p{font-size:1.25rem;color:#dbe6f2;max-width:52ch}
.hero .cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.eyebrow{display:inline-block;text-transform:uppercase;letter-spacing:.14em;font-size:.8rem;
  font-weight:700;color:var(--accent);margin-bottom:14px}
/* cards */
.grid{display:grid;gap:26px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}
.card .ico{width:52px;height:52px;border-radius:12px;background:var(--bg-soft);display:grid;place-items:center;
  margin-bottom:16px;font-size:1.5rem}
/* trust bar */
.trust{display:flex;gap:40px;flex-wrap:wrap;justify-content:center;color:#cfe0f0;font-weight:600;margin-top:34px}
.trust b{color:#fff;font-size:1.5rem;display:block}
/* form */
.form-card{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:34px;border:1px solid var(--line)}
.field{margin-bottom:16px}
.field label{display:block;font-weight:600;margin-bottom:6px;font-size:.95rem;color:var(--navy-2)}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1px solid var(--line);
  border-radius:9px;font:inherit;font-size:1rem;background:#fff}
.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--blue);border-color:var(--blue)}
.req{color:#c0392b}
.field label .opt{font-weight:400;font-size:.85rem;color:var(--muted)}
.form-note{font-size:.85rem;color:var(--muted);margin-top:8px}
.form-status{padding:14px 16px;border-radius:10px;margin-bottom:18px;font-size:.95rem;font-weight:600;border:1px solid}
.form-status.is-success{background:#eef7ee;border-color:#bcdcbc;color:#1e6b34}
.form-status.is-error{background:#fdf0ee;border-color:#f0c4bd;color:#a3301f}
/* footer */
footer.site{background:var(--navy);color:#cbd7e6;padding:56px 0 28px;font-size:.95rem}
footer.site h4{color:#fff;margin:0 0 14px;font-size:1rem}
footer.site a{color:#cbd7e6}
footer.site a:hover{color:#fff}
footer.site .brand img{height:46px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px;margin-bottom:32px}
.foot-links{display:flex;flex-direction:column;gap:9px}
.foot-bottom{border-top:1px solid #ffffff1f;padding-top:20px;display:flex;justify-content:space-between;
  flex-wrap:wrap;gap:12px;color:#9fb3c8;font-size:.85rem}
.social{display:flex;gap:14px;margin-top:14px}
.social a{width:36px;height:36px;border-radius:8px;background:#ffffff14;display:grid;place-items:center;color:#fff}
.social a:hover{background:var(--blue)}
.disclaimer{font-size:.8rem;color:#8ea3ba;margin-top:18px;line-height:1.5}
/* check lists */
.checks{list-style:none;padding:0;margin:0}
.checks li{position:relative;padding-left:30px;margin-bottom:13px;color:var(--muted)}
.checks li:last-child{margin-bottom:0}
.checks li:before{content:"\2713";position:absolute;left:0;top:0;color:var(--accent);font-weight:800}
.fineprint{font-size:.85rem;color:var(--muted);margin-top:28px;line-height:1.5}
/* long-form guide pages: answer-first block, comparison table, FAQ, sources */
.guide{max-width:820px}
.guide h2{margin-top:44px}
.guide h3{margin-top:28px}
.answer-first{background:var(--bg-soft);border-left:4px solid var(--accent);
  border-radius:0 var(--radius) var(--radius) 0;padding:22px 26px;margin:0 0 32px}
.answer-first p:last-child{margin-bottom:0}
.updated{font-size:.85rem;color:var(--muted);margin-bottom:28px}
.table-scroll{overflow-x:auto;margin:24px 0;-webkit-overflow-scrolling:touch}
table.cmp{width:100%;border-collapse:collapse;font-size:.97rem;min-width:520px}
table.cmp caption{caption-side:top;text-align:left;font-size:.85rem;color:var(--muted);padding-bottom:10px}
table.cmp th,table.cmp td{border:1px solid var(--line);padding:12px 14px;text-align:left;vertical-align:top}
table.cmp thead th{background:var(--navy);color:#fff;font-weight:700}
table.cmp tbody th{background:var(--bg-soft);color:var(--navy);font-weight:700;width:26%}
table.cmp tbody tr:nth-child(even) td{background:#fbfdff}
.faq{margin-top:12px}
.faq-item{border:1px solid var(--line);border-radius:var(--radius);padding:20px 24px;margin-bottom:14px;background:var(--white)}
.faq-item h3{margin:0 0 .5em;font-size:1.1rem}
.faq-item p:last-child{margin-bottom:0}
.sources{list-style:none;padding:0;margin:0}
.sources li{padding-left:0;margin-bottom:14px;font-size:.93rem;color:var(--muted);word-break:break-word}
.sources li b{display:block;color:var(--navy-2)}
/* misc */
.pill{display:inline-block;background:var(--bg-soft);border:1px solid var(--line);border-radius:999px;
  padding:6px 14px;font-size:.85rem;font-weight:600;color:var(--navy-2);margin:4px 6px 4px 0}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.contact-line{display:flex;align-items:center;gap:12px;margin-bottom:12px;font-weight:600;color:var(--navy-2)}
.legal h2{margin-top:36px}
.legal{max-width:820px}
@media(max-width:900px){
  .nav-links{display:none}
  .menu-btn{display:block}
  .grid-3,.grid-2,.split,.foot-grid{grid-template-columns:1fr}
  .section{padding:52px 0}
}
/* ============ AI chat widget (markup injected by chat-widget.js) ============
   Same structure and craft as the Custom Voice Automations widget (glass panel,
   pulsing toggle, animated wave bars, first-visit teaser), rendered in the RLS
   navy/gold palette instead of CVA's purple/cyan. */
#rlsChat{position:fixed;bottom:20px;right:20px;z-index:60;font-family:var(--font)}
/* CRITICAL: these panels set `display`, which would otherwise beat the UA
   stylesheet's [hidden]{display:none} and leave the widget stuck open. */
#rlsChat [hidden]{display:none !important}
/* pulsing ring draws the eye on first visit, quiets once the panel is opened */
@keyframes chatPulse{
  0%{box-shadow:0 0 0 0 rgba(239,168,30,.55),0 6px 18px rgba(20,51,92,.35)}
  70%{box-shadow:0 0 0 14px rgba(239,168,30,0),0 6px 18px rgba(20,51,92,.35)}
  100%{box-shadow:0 0 0 0 rgba(239,168,30,0),0 6px 18px rgba(20,51,92,.35)}
}
.chat-pulse{animation:chatPulse 2.2s ease-out infinite}
@keyframes teaserIn{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
@keyframes wavepulse{0%,100%{height:35%}50%{height:100%}}
/* glass surface: RLS navy instead of CVA's white-on-black */
.rls-glass{background:linear-gradient(160deg,rgba(16,39,71,.96),rgba(20,51,92,.96));
  border:1px solid rgba(255,255,255,.12);backdrop-filter:blur(12px);
  -webkit-backdrop-filter:blur(12px)}
#chatTeaser{position:absolute;bottom:68px;right:0;width:max-content;max-width:225px;
  animation:teaserIn .3s ease forwards;cursor:pointer}
#chatTeaser .teaser-inner{border-radius:16px;border-bottom-right-radius:4px;
  box-shadow:0 10px 30px rgba(10,25,47,.35);padding:12px 15px;font-size:.88rem;
  color:#dbe6f2;display:flex;align-items:flex-start;gap:8px;line-height:1.45}
#chatTeaserClose{background:none;border:0;color:#7f93aa;font-size:1.05rem;line-height:1;
  cursor:pointer;padding:0;flex-shrink:0;margin-top:-1px}
#chatTeaserClose:hover{color:#fff}
#chatToggle{width:56px;height:56px;border-radius:50%;border:0;background:var(--accent);
  color:var(--navy);display:grid;place-items:center;cursor:pointer;
  box-shadow:0 0 24px rgba(239,168,30,.45),0 4px 14px rgba(10,25,47,.4);
  transition:transform .15s ease,box-shadow .2s ease,background .15s ease}
#chatToggle:hover{background:#d69316;transform:translateY(-1px);
  box-shadow:0 0 36px rgba(239,168,30,.65),0 6px 18px rgba(10,25,47,.5)}
#chatToggle svg{width:24px;height:24px}
#chatPanel{position:absolute;bottom:72px;right:0;width:92vw;max-width:384px;height:70vh;
  max-height:560px;border-radius:16px;box-shadow:0 24px 60px rgba(10,25,47,.45);
  display:flex;flex-direction:column;overflow:hidden}
.chat-head{display:flex;align-items:center;gap:10px;padding:13px 16px;flex-shrink:0;
  border-bottom:1px solid rgba(255,255,255,.10)}
.chat-head p{margin:0;font-size:.9rem;font-weight:600;color:#fff}
.chat-head span.chat-sub{font-size:.75rem;color:#8ea3ba}
/* animated wave bars, CVA's signature header mark, in gold */
.chat-wave{display:flex;align-items:center;gap:2px;height:20px;flex-shrink:0}
.chat-wave i{width:2.5px;border-radius:3px;display:block;
  background:linear-gradient(180deg,var(--accent),#ffd37a);
  animation:wavepulse 1.15s ease-in-out infinite}
.chat-wave i:nth-child(2){animation-delay:.15s}
.chat-wave i:nth-child(3){animation-delay:.3s}
#chatMessages{flex:1;overflow-y:auto;padding:16px;display:flex;flex-direction:column;gap:12px;
  font-size:.9rem}
.chat-row{display:flex}
.chat-row.is-user{justify-content:flex-end}
.chat-bubble{max-width:82%;padding:10px 14px;border-radius:16px;line-height:1.5;
  white-space:pre-wrap;overflow-wrap:anywhere}
.is-user .chat-bubble{background:var(--accent);color:var(--navy);font-weight:600;
  border-bottom-right-radius:4px}
.is-bot .chat-bubble{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.10);
  color:#dbe6f2;border-bottom-left-radius:4px}
#chatForm{display:flex;gap:8px;align-items:center;padding:12px;flex-shrink:0;
  border-top:1px solid rgba(255,255,255,.10)}
#chatInput{flex:1;padding:10px 16px;border-radius:999px;font:inherit;font-size:.9rem;color:#fff;
  background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12)}
#chatInput::placeholder{color:#7f93aa}
#chatInput:focus{outline:none;border-color:rgba(239,168,30,.65);
  box-shadow:0 0 0 3px rgba(239,168,30,.18)}
#chatSend{width:36px;height:36px;flex-shrink:0;border:0;border-radius:50%;background:var(--accent);
  color:var(--navy);display:grid;place-items:center;cursor:pointer;transition:background .15s}
#chatSend:hover{background:#d69316}
.chat-legal{font-size:.68rem;color:#7f93aa;text-align:center;padding:0 14px 11px;margin:0;
  line-height:1.4}
@media(max-width:900px){
  #rlsChat{bottom:14px;right:14px}
  #chatPanel{height:72vh}
}
@media(prefers-reduced-motion:reduce){
  .chat-pulse,.chat-wave i{animation:none}
  .chat-wave i{height:45%}
  #chatTeaser{animation:none}
}

/* Trust line above the contact form submit */
.form-trust{font-size:.9rem;font-weight:600;color:var(--navy-2);margin:2px 0 12px}

/* ============ SBA loan payment calculator (/sba-loan-calculator) ============ */
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px;align-items:start;max-width:920px;margin:0 auto}
.calc-panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}
.calc-panel .field input[type="text"]{font-size:1.15rem;font-weight:700;color:var(--navy);
  font-variant-numeric:tabular-nums}
.calc-panel input[type="range"]{width:100%;accent-color:var(--navy-2);margin:10px 0 0}
.calc-range-note{display:flex;justify-content:space-between;font-size:.78rem;color:var(--muted);
  font-variant-numeric:tabular-nums}
.calc-hint{font-size:.85rem;color:var(--muted);margin:8px 0 0;line-height:1.5}
.calc-term-fixed{font-size:1.15rem;font-weight:700;color:var(--navy);margin:0;
  padding:12px 14px;border:1px solid var(--line);border-radius:9px;background:var(--bg-soft)}
.calc-term-fixed span{font-size:.9rem;font-weight:600;color:var(--muted)}
.calc-result{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;
  border-radius:var(--radius);padding:30px;box-shadow:var(--shadow);position:sticky;top:96px}
.calc-r-label{font-size:.75rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;
  color:#9fb3c8;margin:0 0 4px}
.calc-r-big{font-size:clamp(2.2rem,5vw,2.9rem);font-weight:800;font-variant-numeric:tabular-nums;
  line-height:1.1;margin:0;color:#fff}
.calc-r-big span{font-size:1rem;font-weight:500;color:#9fb3c8}
.calc-r-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:26px;padding-top:22px;
  border-top:1px solid #ffffff26}
.calc-r-val{font-size:1.15rem;font-weight:700;font-variant-numeric:tabular-nums;margin:0;color:#fff}
.calc-cta{display:block;text-align:center;margin-top:26px}
@media(max-width:900px){
  .calc-grid{grid-template-columns:1fr}
  .calc-result{position:static}
}
/* Homepage strip linking to the calculator */
.calc-banner{display:flex;align-items:center;justify-content:center;gap:18px;flex-wrap:wrap;
  background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 100%);border-radius:var(--radius);
  box-shadow:var(--shadow);padding:26px 30px;margin-top:36px;text-align:center}
.calc-banner p{margin:0;color:#dbe6f2;font-size:1.1rem;font-weight:600}
.calc-banner a{color:var(--accent);font-weight:700;white-space:nowrap}
.calc-banner a:hover{color:#ffd37a}

/* ============ Self-serve e-sign application (/apply) ============
   The page links OUT to the Zoho Sign SignForm rather than embedding it: the
   SignForm's content height changes step to step, so it never sat well in a
   fixed-height, cross-origin iframe. The `.esign-wrap` / `.esign-frame` rules
   that sized that iframe were removed 2026-08-07 along with the embed. */
.apply-intro{max-width:920px;margin:0 auto 42px}
.apply-intro h3{margin-top:34px}
.apply-cta{text-align:center;margin-top:56px}
.apply-cta h2{margin-bottom:.65em}
.btn-lg{padding:18px 44px;font-size:1.12rem}
.apply-note{max-width:640px;margin:22px auto 0;font-size:.9rem;color:var(--muted);
  line-height:1.6;text-align:center}
/* Contact page band pointing at /apply */
.apply-band{display:flex;align-items:center;justify-content:space-between;gap:26px;flex-wrap:wrap;
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);
  padding:30px 34px}
.apply-band h2{margin:0 0 .3em;font-size:1.5rem}
.apply-band p{margin:0;color:var(--muted);max-width:60ch}

/* Sticky call bar, mobile only */
.call-bar{display:none}
@media (max-width:720px){
  .call-bar{display:flex;align-items:center;justify-content:center;gap:8px;
    position:fixed;left:0;right:0;bottom:0;z-index:80;background:var(--navy);
    color:#fff;text-decoration:none;font-weight:700;font-size:1rem;
    padding:14px 16px;box-shadow:0 -2px 10px rgba(0,0,0,.25)}
  .call-bar:hover{color:var(--accent)}
  body{padding-bottom:52px}
}